Friday, January 28, 2011

Efficiency for School Tuition

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Most of Indonesian students are financed by their parents, specially for school tuition. Their parents often give some money when they would like to go to school (they usually spend it for fare of the bus and to bu something like, snack, soft drink or even have lunch in school canteen). Some of them are given more. It can be 10.000 rupiahs or even more and more in a school day. Unfortunately, they waste their money and when they come back from school, they have no money on their pocket or purse. "Hey!, Life must go on, man!". That's what they always say. When we try to calculate or count in a month, say;

From the illustration above we find a lot of money that has been wasted for all things or needs. Don't you ever think something necessary?. They do that because their parents are rich, perhaps. For that, they can waste their money without considering, say, their parents pass away and something occurs to their parent's wealth. So, what happen then with the children?. Or, say, their parents' businesses are bankrupt. So, what happen then?

Most of wise parent will spend their some of money to insurance and they usually takes insurance for education, and sometimes life insurance. This is wise enough. However, this can not stop what their children do or decide for their children's money. In one case, this can be true. I mean that insurance helps them properly but in another case, they are late to gain the money from insurance company because their parents haven't paid the polish as a certain rule or obligation that insurance company determines.

In this opportunity, I suggest that students should think that all the things can happen to their parents and their life. The wise man or woman is to prevent a bad impact which will be coming in the future. In other words, prevention is really really important.

To prevent a bad impact which sometimes can not be predicted by all men or women, students should spend their money to save in the bank. And, when they have enough money with them, why don't they try to invest some money to be a stock holder in a famous and bonafit company in their country. This can be the first uniquee event to reach their future before the bad impact coming.

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